Policy & Regulation

2026 VAT reform proposal
The Philippines' 2026 VAT Reform Proposal Push: Progressive Tax Relief or Compliance Trap
The 2026 VAT reform proposal push in the Senate promises consumer relief, but a restructured tax system...
PUV fuel subsidy
The PUV Fuel Subsidy Comes With a Fare Hike. Commuters and MSMEs Get the Bill.
The PUV fuel subsidy gives drivers ₱5,000 in cash aid and a 19% fare hike. Commuters pay both. Fuel dependent...
maynilad penalty
Maynilad Penalty Looks Like Enforcement Until You See Who Actually Pays
The ₱42.57M maynilad penalty for Putatan water disruptions sounds like accountability, but the money...
BIR Form 1701-MS
BIR Form 1701-MS Exists. The System to File It Electronically Does Not.
BIR Form 1701-MS is still not in eBIRForms or eFPS. With April 15 approaching and no 2026 filing circular...
BSP cash withdrawal limit
BSP Cash Withdrawal Limit Doubles to ₱1 Million, But the Real Story Is the Policy It Corrects
The BSP cash withdrawal limit for enhanced due diligence jumps from ₱500,000 to ₱1 million under Circular...
BSP biometric authentication
BSP Biometric Authentication Has a Hardware Problem Nobody Is Talking About
What It Means BSP biometric authentication mandates server-side verification for high-risk transactions...
4-day workweek order
The 4-Day Workweek Order Takes Effect Monday. Your Government Transactions Are Not Ready for It.
The 4-day workweek order under MC 114 starts March 9. Here is what it actually means for businesses with...
BSP OTP ban
The BSP OTP Ban Is a Liability Shift
The BSP OTP ban is not a security upgrade. It is a liability reassignment. Here is what AFASA means for...
TRAIN Law fuel excise tax suspension
The TRAIN Law Fuel Excise Tax Suspension Exists. Neither Aquino Nor Marcos Can Make It Work Fast Enough.
The TRAIN Law fuel excise tax suspension exists but its three-month trigger exposes a design flaw that...
NFA Palay Procurement Rules
NFA Palay Procurement Rules Were Just Eased. The Procurement Gap They Are Trying to Close Tells a Different Story.
The NFA palay procurement rules has just been revised. Procurement Gap is now being addressed
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